Our Blog

  • How are auto insurance rates determined in Louisiana?

    The amount you pay for auto insurance in Louisiana will sometimes differ from what others pay for the same coverage, because of variation in auto insurance rates. But why? Your auto insurance rates in Louisiana are generally based on the following factors: Your driving record Your geographic territory Your gender and age Your marital status […]

    October 25, 2012

  • Does my Louisiana auto insurance policy cover hurricane damage?

    In the wake of Hurricane Isaac, you may be wondering—does my Louisiana auto insurance policy cover hurricane damage? The answer to this common question is… Maybe. Whether or not your Louisiana auto insurance policy will cover wind and flood damage to your car depends on the coverage you chose when purchasing your policy. According to […]

    September 14, 2012

  • Louisiana Car Insurance Requirements

    Searching for Louisiana car insurance requirements? You came to the right place. Below we outline exactly what Louisiana law requires of car owners in our state. First, it’s important to understand that Louisiana is considered a “fault” state. This means that a driver who is legally at fault for causing a car accident is liable […]

    August 8, 2012

  • May Blog Post

    One of the downsides to living in the great state of Louisiana is our ever increasing cost of insurance premiums. Being a coastal state, we Louisianans are faced with the risk of catastrophic hurricane damage every year. A part from major named storms, much of our state is flat and at or below sea level […]

    May 4, 2012