Our Blog

  • Is Louisiana a No-Fault or At-Fault State for Auto Insurance?

    Does Louisiana follow a no-fault or at-fault system when it comes to issues of liability and insurance coverage after an auto accident? Every state in the United States has specific laws and regulations in place regarding auto insurance requirements. Those laws and regulations generally fit into two main categories: no-fault and at-fault. Louisiana falls into […]

    April 9, 2013

  • Louisiana Car Insurance Average for 2012

    Louisiana car insurance isn’t cheap compared to the rest of the country. What is the average premium for car insurance in Louisiana for 2012? Determining a Louisiana car insurance average premium is not easy because there are so many factors involved, like the driver’s claims history, his age, and the type of car he’s driving. […]

    February 21, 2013

  • Top 10 Most Stolen Cars in Louisiana

    Think your Ford pickup is safe from car theft in Louisiana? Think again. The National Insurance Crime Bureau has released the results of their annual “Hot Wheels” study of the most frequently stolen cars in Louisiana for 2011, and you may be surprised by which cars top the list. Louisiana’s 10 Most Stolen Cars for […]

    February 1, 2013

  • Money Saving Tips for Louisiana Car Insurance

    We said it in our last post—Louisiana car insurance is not cheap. Here are a few tips to help you save money on your auto insurance. On average, people living in Louisiana pay a higher percentage of their income toward car insurance premiums than any other state, except Michigan. So it’s not surprising you’re searching […]

    January 10, 2013

  • Why is Louisiana car insurance so expensive?

    People who call Louisiana home pay some of the highest rates for car insurance in the country. What makes Louisiana car insurance different? According to data compiled by the website CarInsuranceQuotes.com, Louisiana and Michigan residents pay the highest percentage of their annual incomes for car insurance in the United States. People living in Michigan pay […]

    December 6, 2012

  • How are auto insurance rates determined in Louisiana?

    The amount you pay for auto insurance in Louisiana will sometimes differ from what others pay for the same coverage, because of variation in auto insurance rates. But why? Your auto insurance rates in Louisiana are generally based on the following factors: Your driving record Your geographic territory Your gender and age Your marital status […]

    October 25, 2012

  • Does my Louisiana auto insurance policy cover hurricane damage?

    In the wake of Hurricane Isaac, you may be wondering—does my Louisiana auto insurance policy cover hurricane damage? The answer to this common question is… Maybe. Whether or not your Louisiana auto insurance policy will cover wind and flood damage to your car depends on the coverage you chose when purchasing your policy. According to […]

    September 14, 2012

  • Louisiana Car Insurance Requirements

    Searching for Louisiana car insurance requirements? You came to the right place. Below we outline exactly what Louisiana law requires of car owners in our state. First, it’s important to understand that Louisiana is considered a “fault” state. This means that a driver who is legally at fault for causing a car accident is liable […]

    August 8, 2012

  • May Blog Post

    One of the downsides to living in the great state of Louisiana is our ever increasing cost of insurance premiums. Being a coastal state, we Louisianans are faced with the risk of catastrophic hurricane damage every year. A part from major named storms, much of our state is flat and at or below sea level […]

    May 4, 2012