Louisiana Rideshare Insurance

Independent insurance agency providing rideshare insurance to drivers in Baton Rouge, Denham Springs, Central, and all of Louisiana since 1974.

Rideshare insurance is designed to provide auto coverage for individuals who drive for companies such as Uber or Lyft. In addition to your personal auto policy, a rideshare insurance policy will help cover you when you are working in your vehicle.

Guffey Insurance Agency, Inc. can help you find the right coverage for you and your vehicle. We are here to help you feel confident that everything you’ve worked for is not at risk.

About Rideshare Insurance

Uber, Lyft, and other rideshare services are booming across America. It’s a great way for people to get where they need to go and for drivers to earn money.

If you’re planning to become a driver, you should definitely look into a rideshare policy before getting started.

Your personal auto policy may not provide coverage when you are operating as a rideshare driver. Rideshare insurance can help protect you and your vehicle when you are at work.

Typical Coverage Options

A rideshare insurance policy typically includes the following coverage options:

Collision — Collision insurance covers damages to your car resulting from an automobile accident and will usually pay for repairs up to the fair market value of your car. Collision coverage also includes an insurance deductible, which is the amount of money you pay toward repairs before your collision insurance kicks in.

Comprehensive — Comprehensive insurance covers damages to your car or if your car were stolen or vandalized. Comprehensive coverage will also usually cover events such as flood, hurricane, fire, theft, or windshield damage.

Property damage — Property damage coverage pays for damages caused by your vehicle to someone else’s property. It also provides you with a legal defense if another party files a lawsuit against you.

Bodily injury — This covers you in the event that you injure or kill another person while using your car. It can also provide a legal defense if another party in the accident files a lawsuit against you.

We’re Here to Help

Uber, Lyft, or other rideshare drivers need to be properly protected. Guffey Insurance Agency, Inc. will help you pick the rideshare insurance coverage that best fits your needs.

Every situation is unique – contact Guffey Insurance Agency, Inc. today to learn more about the right rideshare insurance policy for you and your vehicle.

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