Average Car Insurance Premiums in Louisiana for 2013

March 6, 2014

Since 2011, Louisiana has had the highest car insurance premiums in the nation. What was the average this year?

Above all, remember that average car insurance premiums in Louisiana are just that — averages. There are always outliers, and there are quite a few different factors an insurer will consider when setting a premium. These include age, gender, driving history and the type of automobile being covered.

That being said, the average annual car insurance premium in Louisiana for 2013 was $1,971according to Insure.com. This is a big reduction compared to the 2012 average when Louisiana drivers were paying nearly $2,700 annually.

While Ohio boasts the lowest rates at $926, Louisiana’s rates continue to be high due to the road conditions in the state, the number of people who are uninsured, and the on-going issue with drivers operating a vehicle under the influence of alcohol.

The 2013 average is a reminder for active drivers to shop around for the best rates available. The price you pay is not set in stone.

If you need help, Guffey Insurance Agency of Baton Rouge operates with some of the top insurance companies in the country. For the best quote, contact one of our independent agents and let them do the rest. Call today at 225-291-4544.