Many people who own older cars are faced with a common decision when purchasing auto insurance — should I fork over the extra money for collision insurance? Collision insurance pays to have your car repaired if you’re in an accident where you’re deemed at fault. If you don’t have collision insurance, you’ll have to pay […]
June 25, 2013
These five simple steps will have you back on the road in no time. You’re driving along, minding your own business, when a pebble flies out of nowhere and cracks your windshield. Great. Now what are you supposed to do? You’re peaceful trip has landed you in a real pickle. #1 – Relax First off, take […]
May 29, 2013
The short answer is yes. Any Louisiana resident who is completing certain driver’s license requirements or attempting to register a vehicle must provide proof of financial responsibility. This basically means you will need to prove that you would be able to handle the cost of any damages your vehicle might cause in an accident. While […]
April 25, 2013
Does Louisiana follow a no-fault or at-fault system when it comes to issues of liability and insurance coverage after an auto accident? Every state in the United States has specific laws and regulations in place regarding auto insurance requirements. Those laws and regulations generally fit into two main categories: no-fault and at-fault. Louisiana falls into […]
April 9, 2013
Louisiana car insurance isn’t cheap compared to the rest of the country. What is the average premium for car insurance in Louisiana for 2012? Determining a Louisiana car insurance average premium is not easy because there are so many factors involved, like the driver’s claims history, his age, and the type of car he’s driving. […]
February 21, 2013
Think your Ford pickup is safe from car theft in Louisiana? Think again. The National Insurance Crime Bureau has released the results of their annual “Hot Wheels” study of the most frequently stolen cars in Louisiana for 2011, and you may be surprised by which cars top the list. Louisiana’s 10 Most Stolen Cars for […]
February 1, 2013
We said it in our last post—Louisiana car insurance is not cheap. Here are a few tips to help you save money on your auto insurance. On average, people living in Louisiana pay a higher percentage of their income toward car insurance premiums than any other state, except Michigan. So it’s not surprising you’re searching […]
January 10, 2013
People who call Louisiana home pay some of the highest rates for car insurance in the country. What makes Louisiana car insurance different? According to data compiled by the website CarInsuranceQuotes.com, Louisiana and Michigan residents pay the highest percentage of their annual incomes for car insurance in the United States. People living in Michigan pay […]
December 6, 2012
The amount you pay for auto insurance in Louisiana will sometimes differ from what others pay for the same coverage, because of variation in auto insurance rates. But why? Your auto insurance rates in Louisiana are generally based on the following factors: Your driving record Your geographic territory Your gender and age Your marital status […]
October 25, 2012
In the wake of Hurricane Isaac, you may be wondering—does my Louisiana auto insurance policy cover hurricane damage? The answer to this common question is… Maybe. Whether or not your Louisiana auto insurance policy will cover wind and flood damage to your car depends on the coverage you chose when purchasing your policy. According to […]
September 14, 2012