Louisiana Car Insurance Average for 2012

February 21, 2013

Louisiana car insurance isn’t cheap compared to the rest of the country. What is the average premium for car insurance in Louisiana for 2012?

Determining a Louisiana car insurance average premium is not easy because there are so many factors involved, like the driver’s claims history, his age, and the type of car he’s driving.

However, according to a survey conducted by Insure.com for 2012, Louisiana drivers currently pay the highest average premium for car insurance in the country, followed by Oklahoma and Michigan.

Currently, a typical driver in Louisiana pays an annual average premium of $2,536 for car insurance. Oklahoma drivers pay an average of $2,047 and Michigan drivers an average of $2,013.

Unfortunately, it’s tough to pin down exactly why Louisiana car insurance is so expensive, but the high average premium can be partly attributed to a costly storm season in 2011 and the number of uninsured drivers in the state, the survey found.

It’s Just an Average…

Just because Louisiana currently pays the highest average premium for car insurance does not mean you have to settle for the first quote you get. It’s just an average, not an inevitability. Instead, we highly recommend shopping around for the best price and coverage.

Guffey Insurance Agency of Baton Rouge represents six of America’s top rated auto insurers, including: Safeco, Progressive, MetLife, GMAC, Kemper, Foremost and more. Save time and money by letting one of our independent insurance agents do the shopping for you. Fill out our free quote request form today to get started or give us a call at 225-291-4544.