You’re driving along, minding your own business, when a pebble flies out of nowhere and cracks your windshield. Great. Now what are you supposed to do? You’re peaceful trip has landed you in a real pickle.
#1 – Relax
First off, take a big breath and stay calm. A minor crack is not a big deal, as long as you get it taken care of as soon as possible. If you can safely do so, turn on your hazard lights and pull off to the side of the road. You’ll want to take a moment to collect your thoughts and examine the crack to see how serious it really is.
#2 – Seal the crack
If you have clear tape in your car, use it to cover the crack. This will help keep dirt and water out of the crack until you get home or to a shop. In case you don’t already, keep a roll of clear tape in your glove compartment for future use.
#3 – Call your agent
Once you have the situation under control, you’ll want to call your auto insurance agent to ask about coverage. A policy with comprehensive coverage will sometimes cover windshield repair for free. If you need to replace the entire windshield, you’ll probably have to pay the deductible before coverage kicks in.
If you don’t have comprehensive coverage, you’re going to have to pay for the damage yourself. This may be a good time to consider talking to your agent about adding comprehensive coverage to your Louisiana auto insurance policy.
#4 – Get it fixed
Whether you’re covered or not, you shouldn’t put off fixing your cracked windshield. A small crack that could have been repaired today could spread and force you to replace the entire windshield tomorrow. That’s when things get really expensive.
Call and setup an appointment with a professional as soon as possible. If you’re not sure where to take your car, you might want to consider asking your insurance agent for a recommendation.
#5 – Breathe a sigh of relief
A minor crack in your windshield is not that big a deal. Just be glad it wasn’t more serious. Your repair shop will have your windshield fixed up in no time and, depending on your auto insurance policy, you may not have to pay a cent for a simple repair.
If you’re considering adding comprehensive coverage to your Louisiana auto insurance policy, give Guffey Insurance Agency, Inc. a call at 225-291-4544 or get a free auto insurance quote. We’ll help you get the coverage you need.